Alumni of Xavier's New School for the Gifted (or substitute similar institution of your devising, per GM approval)
You always seem to owe them more favors than they do you and besides the annual contributions drive is a pain.
Basically,
this disad is a combined perk and disad in one. Obviously it's
advantageous to have the contacts (but if you want anything more than vague
give-and-take contacts you need to buy those outright). But it's
disadvantageous in that the academy (or other institution) is a combined
watched, DNPC, and psychological limitation in one. They keep tabs on you
as much (if not more) than you do on them. If they have problems, you need
to help, at least within reason (for outside of reason, you can take more of a
disad as appropriate in psych lims or related disads). And you do have
some bond with the school. Finally, people tend to know that you've been
there and they sometimes go searching there to find out more about you. So
on the whole it is indeed a 10 point disad.